Pay, Time Off & Work Hour Calculators
Estimate gross pay and take-home pay from hourly or salary wages, overtime, simplified federal withholding, FICA, and deductions you enter.
Browser-based estimate
Estimate gross pay, overtime pay, simplified 2026 federal income-tax withholding, FICA, optional deductions, user-entered state income-tax withholding where available, and take-home pay.
State withholding is not calculated automatically in this simplified estimator. Select a state and enter a known or estimated amount when applicable.
This calculator provides an estimate only and is not legal, tax, payroll, or financial advice. Pay, time off, final paycheck, and work-hour results can depend on employer policy, payroll records, employment agreement, and official labor guidance.
The calculator estimates regular pay, overtime pay, gross pay, Social Security, Medicare, simplified federal withholding, user-entered state income-tax withholding where available, deductions, and take-home pay for one pay period.
It supports hourly and salary pay, common pay frequencies, overtime hours, pre-tax deductions, a separately identified FICA-exempt portion, post-tax deductions, optional year-to-date FICA wages, additional federal withholding, and a state dropdown covering all 50 states plus DC.
Hourly pay uses hourly rate multiplied by regular hours, plus overtime hours multiplied by the overtime multiplier. Salary pay uses annual salary divided by the selected pay frequency, then uses a common 2,080 annual work-hour estimate for optional overtime value.
Federal income tax is a simplified annualized estimate using filing status, standard deduction, and the federal bracket constants implemented in the calculator. It is not a full Form W-4 or IRS Publication 15-T withholding calculation.
Social Security and Medicare use current-period FICA wages. Optional year-to-date wages allow the estimator to apply the 2026 Social Security wage base and the employer Additional Medicare Tax withholding threshold to the current check rather than averaging them across the year.
A deduction can reduce the simplified federal income-tax estimate without reducing Social Security or Medicare wages. Enter only the portion your payroll records treat as FICA-exempt in the separate field; do not assume every pre-tax retirement or benefit deduction receives the same treatment.
The federal income-tax line is a planning model, not an implementation of the IRS payroll withholding worksheets. Publication 15-T remains the official starting point for employer withholding methods and Form W-4 adjustments.
The FICA constants use official IRS and Social Security Administration material. These agencies do not review or endorse TechTride calculations.
The state dropdown changes the state note and official source link. For an explicitly supported state with no broad individual wage income tax, the calculator locks that state income-tax estimate at $0 and hides the manual state income-tax fields.
For other states, the calculator does not reproduce official state withholding tables. Any state income-tax rate or amount is supplied by you and should come from a current pay stub, payroll record, or official estimate.
The calculator does not automatically include every state program, local tax, payroll premium, fee, benefit, garnishment, or employer-specific deduction. Enter known deductions separately and verify their treatment.
Before relying on this estimate, compare it with your pay stub, Form W-4, employer payroll records, benefits deductions, time card, overtime records, and official federal or state guidance where relevant.
This calculator provides estimates only and is not tax, payroll, legal, HR, financial, or accounting advice.
These retained state pages fix broad state individual wage income-tax withholding at $0 while leaving other known deductions for you to enter. For any other state or DC, use the dropdown above for a payroll note, official source, and manual state income-tax estimate.
Broad state individual wage income-tax estimate fixed at $0.
Open calculatorBroad state individual wage income-tax estimate fixed at $0.
Open calculatorBroad state individual wage income-tax estimate fixed at $0.
Open calculatorStart with gross pay for the pay period, add regular and overtime pay, then subtract the simplified federal estimate, current-period FICA, any user-entered state income-tax estimate for an applicable state, pre-tax deductions, post-tax deductions, and additional federal withholding. A supported no-tax state mode keeps the broad state income-tax line at zero.
Take-home pay is the estimated amount left after withholding and deductions are subtracted from gross pay. It is sometimes called net pay.
Common factors include Form W-4 settings, federal withholding methods, Social Security and Medicare wage classification, state or local payroll items, benefits, retirement contributions, garnishments, and employer payroll setup. Not every deduction labeled pre-tax is also excluded from FICA wages, so this calculator asks for the FICA-exempt portion separately.
No. It is a simplified 2026 planning estimate and does not reproduce Form W-4 or IRS Publication 15-T withholding steps. Actual payroll can depend on employer settings, state and local rules, benefits, wage classifications, deductions, and timing.
Yes. Enter overtime hours and an overtime multiplier. The default multiplier is 1.5, but the correct treatment can vary by job, employer, and location.
Yes. Choose salary pay and enter annual salary. The calculator estimates regular salary pay by pay frequency and uses a common 2,080-hour annual schedule to estimate an hourly overtime value.
Your real paycheck can differ because of W-4 entries, benefit deductions, tax credits, local taxes, employer payroll rules, reimbursements, bonuses, garnishments, or corrections.
Yes. Form W-4 can materially affect federal withholding. Review it with your payroll records or the IRS withholding estimator if your actual paycheck differs from expectations.
Optional year-to-date Social Security and Medicare wages help estimate whether the current check reaches the 2026 Social Security wage base or the employer Additional Medicare Tax withholding threshold. Use payroll records for those entries and leave them at zero if you do not know them.
Estimate only: This paycheck calculator provides a simplified 2026 estimate only and does not reproduce Form W-4 or IRS Publication 15-T payroll steps. Actual take-home pay can vary based on federal withholding, FICA wage classification, state or local payroll items, deductions, benefits, employer payroll setup, and timing. It is not tax, accounting, payroll, legal, HR, or financial advice.