Paycheck Calculator

Start with gross pay for the pay period, add regular and overtime pay, then subtract estimated federal withholding, FICA, state withholding if entered, pre-tax deductions, post-tax deductions, and any additional withholding.

Take-home pay is the estimated amount left after withholding and deductions are subtracted from gross pay. It is sometimes called net pay.

Common factors include Form W-4 settings, federal withholding tables, Social Security, Medicare, state and local taxes, benefits, retirement contributions, garnishments, and employer payroll setup.

No. It is a simplified estimate only. Actual payroll can depend on Form W-4, employer payroll settings, state and local rules, benefits, deductions, and payroll timing.

Yes. Enter overtime hours and an overtime multiplier. The default multiplier is 1.5, but the correct treatment can vary by job, employer, and location.

Yes. Choose salary pay and enter annual salary. The calculator estimates regular salary pay by pay frequency and uses a common 2,080-hour annual schedule to estimate an hourly overtime value.

Your real paycheck can differ because of W-4 entries, benefit deductions, tax credits, local taxes, employer payroll rules, reimbursements, bonuses, garnishments, or corrections.

Yes. Form W-4 can materially affect federal withholding. Review it with your payroll records or the IRS withholding estimator if your actual paycheck differs from expectations.