PTO & Final Paycheck Calculators
Use this paid time off calculator as a broad PTO planning tool. It can estimate a simple PTO balance or a possible PTO payout value, then point you toward the more specific accrual and payout calculators when you need more detail.
Last updated: June 2026
Estimate only: This calculator provides an estimate only and is not legal, tax, payroll, or financial advice. PTO and final paycheck rules depend on state law, employer policy, employment agreement, and local regulations.
Browser-based estimate
Estimate a PTO balance or a possible PTO payout value, then use the more specific PTO tools if you need a deeper accrual or payout calculation.
Paid time off is paid leave that an employer provides for time away from work. Depending on the policy, PTO may cover vacation, personal time, appointments, illness, or other absences.
The label matters. Sick leave may be protected or tracked differently, and a general PTO bank may not be treated the same as a separate vacation bank in every state or policy.
Choose whether you want to estimate a PTO balance or a PTO payout value. For balance estimates, the calculator adds current PTO to newly earned PTO and subtracts PTO already used.
For payout estimates, it multiplies available PTO hours by an hourly rate. For salary workers, it estimates an hourly rate by dividing annual salary by 2,080.
PTO earned = PTO hours per pay period x pay periods completed.
Available PTO = current PTO + earned PTO - used PTO.
Gross PTO payout = available PTO hours x hourly rate.
Estimated net payout = gross PTO payout - estimated withholding and deductions.
PTO, vacation, and sick leave may be separate policy categories. The PTO vs vacation pay guide explains why the label can matter for accrual, rollover, and payout questions.
Do not include sick leave in a payout estimate unless your written policy clearly treats unused sick leave as payable at separation.
Use the PTO accrual calculator for detailed accrual methods, the PTO payout calculator for payout estimates, and the final paycheck calculator if you are combining PTO with final wages.
Use the PTO conversion calculator if your balance is listed in days or weeks, and use the PTO payout tax calculator if you want a separate estimate of withholding and deductions on a PTO payout.
It can estimate a simple PTO balance from earned and used hours, or a possible PTO payout value from available hours and a pay rate.
Sometimes, but not always. PTO may combine vacation, personal time, and other paid leave, while vacation may be tracked separately.
Some employers include sick time in a PTO bank, but many track sick leave separately. State or local sick leave rules may be different from vacation or PTO rules.
It depends on state law, employer policy, employment agreement, and the type of leave. Use payout estimates only after reviewing the written policy.
It depends on policy and state or local rules. Some employers allow rollover, some cap it, and some limit unused balances.
Your payroll balance may reflect caps, waiting periods, recent use, carryover, policy adjustments, or a different accrual date.
Use the PTO accrual calculator for detailed balance estimates, the PTO payout calculator for payout value, and the final paycheck calculator when leaving a job.
Estimate only: This calculator or guide provides an estimate or general information only and is not legal, tax, payroll, or financial advice. PTO, vacation, sick leave, rollover, payout, and final paycheck rules can depend on state law, employer policy, employment agreement, local rules, and individual facts. Verify with official sources, your employer, or a qualified professional.